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The first repack involves decoupling core ledgers from customer-facing channels. By implementing a , firms isolate basic accounting functions (debits and credits) from product logic (loans, credit cards, investment portfolios). This ledger neutrality allows financial institutions to launch new products in days rather than months. Pillar 2: The Unified API Gateway Mesh indian fsi blog 5 repack
Analysts suggest these updates will reduce onboarding friction by 20% while increasing compliance costs for smaller startups. Actionable Next Steps For developers and buyers, tools like a Carpet